Decide Gateway: Network + SR Hybrid

Curl example for /decide-gateway using NTW_SR_HYBRID_ROUTING.

Decide Gateway: Network + SR Hybrid

NTW_SR_HYBRID_ROUTING combines debit/network metadata with SR-based gateway scoring.

curl --location "$BASE_URL/decide-gateway" \
  --header "$AUTH_HEADER" \
  --header "Content-Type: application/json" \
  --data '{
    "merchantId": "merchant_demo",
    "eligibleGatewayList": ["stripe", "adyen"],
    "rankingAlgorithm": "NTW_SR_HYBRID_ROUTING",
    "eliminationEnabled": false,
    "enableMultiObjective": false,
    "paymentInfo": {
      "paymentId": "hybrid_001",
      "amount": 1000,
      "currency": "USD",
      "paymentType": "ORDER_PAYMENT",
      "paymentMethodType": "CARD",
      "paymentMethod": "DEBIT",
      "authType": "THREE_DS",
      "metadata": "{\"merchant_category_code\":\"merchant_category_code_0001\",\"acquirer_country\":\"US\",\"co_badged_card_data\":{\"co_badged_card_networks\":[\"VISA\",\"NYCE\",\"PULSE\",\"STAR\"],\"issuer_country\":\"US\",\"is_regulated\":false,\"regulated_name\":null,\"card_type\":\"debit\"}}"
    }
  }'

{
  "decided_gateway": "stripe",
  "routing_approach": "NTW_BASED_ROUTING",
  "debit_routing_output": {
    "co_badged_card_networks_info": [
      { "network": "NYCE", "saving_percentage": 1.2 },
      { "network": "PULSE", "saving_percentage": 0.9 }
    ],
    "issuer_country": "US",
    "is_regulated": false,
    "regulated_name": null,
    "card_type": "debit"
  },
  "multi_objective_info": null
}

Multi-Objective Option

When multi-objective routing is enabled (request field enableMultiObjective, or the multi_objective_routing_enabled merchant feature flag), a cost-aware post-step may re-rank the SR result and the response gains a multi_objective_info block. Details and examples: Multi-objective routing.